I’d figured it would be useful, as these things go, to figure out some way of breaking down the different stages in a person’s life, since those are popular articles in the web that I see in my mind. So far the only one I’ve been able to identify is, there’s this stage in your life when every car you have to deal with needs its alternator replaced, like, every nine weeks. And that’s a hassle but the mechanic is able to get you a refurbished alternator that’s only like $150 instead of the $400 a new one would be and it’ll be just as good, although it still wipes out your attempts to have savings anyway. Still, at some point, if you’re lucky, you start living in circles with cars that don’t need the alternator replaced, possibly because cars stop having them or something, and you only dimly remember there was a time when you could count on the month being spoiled by the alternator.
So that’s a stage of life and I hope you’re out of it. If you haven’t got to it yet, well, start an alternator savings account. I think cars believe alternators are some kind of hard candy they lick to nothing over the course of a couple months. Good luck.